Lifestyle loans for caravans, boats and recreational assets
Whether you’re planning a trip around Australia, upgrading your caravan, or buying a boat or off-road vehicle, we’ll help you structure the right finance around how you actually use it.
Not all lenders understand lifestyle assets. We work with lenders who do, including scenarios that fall outside standard car finance.
Lifestyle finance isn’t one-size-fits-all
Caravans, boats and recreational vehicles are assessed differently to standard cars. Factors like asset age, usage, storage and resale all come into play.
The key is structuring the finance properly from the start, with the right lender for your scenario.
Caravans and camper trailers
Finance solutions for new and used caravans, camper trailers, and off-road setups, structured around asset value, age, and intended use
Boats and marines assets
Funding for boats, jet skis, and other marine assets, with lender options that consider storage, insurance, and usage patterns.
Motorbikes
Finance for road bikes, off-road bikes, and recreational motorbikes, including both new and used purchases.
Recreational and off-road vehicles
Loans for recreational vehicles and lifestyle equipment designed for travel, touring, or off-road use.
How lifestyle asset finance differs from standard car loans
Lifestyle loans often differ from everyday car finance in several ways, including:
We help navigate these differences and guide you toward lenders that are suited to lifestyle and recreational assets.
Our lifestyle loan application process
Tell us your plans
So that we understand how you intend to use the asset
We match the right lender
Based on your asset and situation
You move forward
We manage the process through to settlement
Lifestyle Loan FAQs
What assets can be financed with a lifestyle loan?
Lifestyle loans can be used to finance a range of recreational assets, including caravans, camper trailers, boats, motorbikes, recreational vehicles, and similar lifestyle equipment. Eligibility depends on the asset type, age, condition, and intended use.
Can I finance a used caravan, boat, or lifestyle asset?
In many cases, yes. Finance may be available for used lifestyle assets, subject to lender guidelines around age, condition, and valuation. We help identify lenders suited to the specific asset you’re looking to purchase.
Do lifestyle loans require a deposit?
Deposit requirements vary depending on the asset, lender, and your financial profile. Some lifestyle loans may be approved with a low or no deposit, while others may require a contribution. We’ll guide you through suitable options based on your circumstances.
Can lifestyle assets be used for both personal and business purposes?
Where a lifestyle asset is used for predominant business purposes, finance options and lender requirements may differ. We help assess usage and structure the application accordingly.
Our lifestyle loans are designed to provide flexible finance options for Australians purchasing caravans, boats, motorbikes and other recreational assets.
Ready to finance your next lifestyle purchase?
Lifestyle assets move quickly and opportunities don’t always wait. We’ll help you explore your options, compare lenders and secure the right solution with clarity and confidence.
